Jim Brown is a Louisiana legislator, Secretary of State and Insurance Commissioner.
With major hurricanes recently hitting Florida and Texas, and since some parts of Louisiana are still cleaning up after last year’s torrential rains, many property owners in the Bayou State are asking if insurance rates will go up. Will rates go up? Is the Pope Catholic? Does Grizzly Adams have a beard? Of course we all will be paying more.
We pride ourselves as Americans in our lifestyle choices. The right to freedom of choice, protecting our individual assertion of free will, and deciding just how we want to live our lives. And yes, we have the right to excess. You can live a gluttonous life by overindulging in many personal hazards.
Hurricane Harvey and Hurricane Irma have caused property owners along the Gulf and East Coasts to panic over projections of outrageous property flood insurance rates that, in some cases, could lead to increases of greater than 1000 per cent. Is there really a problem finding affordable flood insurance along America’s coasts? Yes, and a growing one.
The Cajun Navy wasted no time. Hurricane Harvey slammed into the Texas Coast on a Friday. By Sunday, hundreds of boats were on their way to Texas. I passed a supermarket parking lot two days after the storm hit, and a large contingent of boats and trailers were lined up to head for the Lone Star State. As this column is being written, thousands of Louisianans are offering help. That’s what many Texans did for us here in the Bayou State exactly twelve years ago.
Ah, the wisdom found in the New York Times. America’s newspaper (at least according to them) seems to find a reason every week to denigrate the backwards homefolks that populate Louisiana. Certainly some debasement is justified particularly when it comes to disparaging the state’s political establishment. But there’s one area that is sacrosanct and off limits to even the least well informed news editor. Whatever you do or write, don’t mess with LSU football.
Focus is back on the Ku Klux Klan following the tragic violence in Charlottesville last week. The Southern Poverty Law Center released data alleging that the Klan is still active in Louisiana, particularly in the central and northwest part of the state.
Year after year, Louisiana sits at the top of the list for the most expensive state in the nation for auto insurance. Insure.com just released a new study showing the Bayou State in a neck and neck race with Michigan to maintain it’s honor for average costs that tops $2000 a year.
Louisiana’s chief executive has some big problems ahead. Over one billion dollars in current taxes are set to expire at the end of the year. That loss comes out of the current budget with no plans to take care of the long list of needs for road construction and maintenance, as well as a backlog of other projects that are on the lack burner for lack of funds. What’s an agonizing governor to do?
Does anyone take a real vacation anymore? In the good old days, school didn’t start until the Monday after Labor Day. Family destinations to the beach or the mountains were a regular and anticipated event. The last two weeks in August used to be a popular time for families to get away to the beach for a final summer fling. But not anymore. The American family vacation seems to be dying.